What exactly is



Homeowner’s Insurance is what is considered a package policy. Meaning, it combines two or more policies in one to give you a convenient ‘package’ for your residence. We say residence because, even though it is called Homeowner’s, there are various versions of this policy that will provide coverage to a home, apartment, condo or even a hotel room you are in temporarily. It’s main purpose is to protect you from damage to your property and personal possessions but also extend to liability on the premises as well. Commonly, these policies will protect anyone who lives at the residence but also children who are students living away from home.

Fun Fact: The first company to cover fire insurance (what was then considered Homeowner’s) was founded in 1732 in Charleston, SC. However, 20 years later, none other than noted insurance entrepreneur Benjamin Franklin popularized it with his company Philadelphia Contributionship for the Insurance of Houses from Loss by Fire . Which is still in business!

What’s a Rich Text element?

The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.

Static and dynamic content editing

A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!

How to customize formatting for each rich text

Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.


Insurance Information

  • Actual cash value 
  • Replacement cost
  • Guaranteed or extended replacement cost cost/value
  • Insurance companies
  • HO3 Policies
  • HO5 Policies 
  • Additional Living Expense (ALE)
  • Co-insurance
  • Things to consider/what's the best option for me
  • Policy Add-ons

When do I need



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Coverage and availability varies by risk type, state and insurance carrier. Not all coverages are available as specified and there are many variances among carriers.

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