YOU CONSENT TO RECEIVING ANNUAL NOTICES OF OUR CONSUMER PRIVACY NOTICE VIA THE WEBSITE, IF APPLICABLE.
We collect information about you to quote and service your insurance policy. This is called "Nonpublic Personal Information" or "NPI" if it identifies you and is not available to the public. Depending on the product, we collect it from some or all of the following sources. We have provided a few examples for each source, but not all may apply to you.
We will share information about you only as permitted by law. We will not share your NPI with other companies for their independent marketing purposes without your consent. There is no need to "opt out" or tell us not to do this.
Disclosures include those that we feel are required to provide insurance claims or customer service, prevent fraud, perform research or comply with the law. Recipients include, for example, claims representatives, service providers, consumer reporting agencies, insurance agents and brokers, law enforcement, courts and government agencies. They may disclose the information to others as permitted by law. For example, consumer reporting agencies may disclose Transaction Information received from us to other insurance companies with which you do business.
Where permitted by law, we may also disclose Application or Transaction Information to service providers that help us market our products. These service providers may include financial institutions with which we have joint marketing agreements.
Some products or services obtained through us will be provided by other companies. We may share your information with these companies. They will use the information as described in their privacy policies. These companies may share with us information about you and your transactions with them.
Federal law gives individuals the right to limit sharing of NPI about their creditworthiness with our affiliates and to limit sharing of their NPI with our affiliates and non-affiliates for marketing purposes. If you choose to limit marketing with our affiliates, your choice will apply for at least five years from when you tell us your choice, and you do not need to act again until we send you a renewal notice. You may contact us using the methods listed below to “opt out” of these types of sharing. Please note this ability to opt out only applies to certain types of sharing Atlas One Insurance and its affiliates that provide financial products and services and not to any other services or products offered by us or such affiliates.
We may share your NPI among our family of companies so they may offer products and services to you. You may limit some of this marketing by emailing email@example.com. Your choice will apply to all people listed on your policy.
We restrict access to your information to our employees and others who we feel must use it to provide our products and services or otherwise run our business. Their use of the information is limited by law. We also maintain physical, electronic and procedural safeguards to protect your information.
To review information we have about you, send a request to firstname.lastname@example.org or a written request to Atlas One Insurance, 525 N Cleveland Massillon Rd., Suite110 Akron, OH 44333. You must describe the kind of information you want to review and state that your request is in response to this notice. Include your full name, mailing address, and policy number (if applicable). Within 30 business days, we will describe what is available and how you may request corrections. Finally, we will identify the companies that have provided Consumer Report Information about you.
You may review the information upon request. We will not provide information that we feel is privileged, such as information about insurance claims or lawsuits.
To correct information about you, send a request as described above, explaining your desired correction. Within 30 business days, we will either make the requested correction or tell you why we will not. We cannot correct ConsumerReport Information. To do this, you must contact the consumer reporting agency that provided it.
If we make your requested correction, we will notify you in writing. We will also notify anyone you name who may have received the information within the previous two years. If required by law, we will also notify others who may have given it to or received it from us. If we refuse to make the requested correction, you may file with us a concise written statement about why you object. That statement should include the information you think is correct. We will include your statement in your file. We will send it to the same persons to whom we would send a copy of any correction or change.
When you visit our websites, we collect Website Information for various reasons. For example, if you start an insurance quote on our website, but decide to finish it later, we will save your information so you can pick up where you left off.We may use your Website Information to serve ads to you across multiple devices, such as your computer, smartphone, or tablet, or to limit the number of times you see our ads. We may also use your Website Information to customize your experience with and analyze your use of our websites and interaction with our ads.
We may transmit certain Website Information to third party advertising companies we work with (“Ad Companies”) to, among other purposes, measure our advertising efficiency or track referrals to our website. Some Ad Companies may be able to associate Website Information with other information they already have about you.
You may limit the extent to which Website Information is used to deliver IBA. You may do this using the Digital Advertising Alliance’s (DAA) WebChoices tool at http://optout.aboutads.info. The WebChoices tool will provide you with more information about your privacy choices. The tool also will provide you with a list of companies that compile Website Information about your interactions with this and other websites, and a means to opt out of the collection and use of certain Website Information for IBA on your browser.
Your browser or device may include a "do not track" (DNT) setting that signals websites to disable tracking by third parties, such as advertising companies. Our websites do not recognize the DNT signal, but you may access theDAA’s WebChoices tool to manage your IBA preferences.
We try to strike a balance between the security of your Personal Information and account information and your convenience. We note that we may send you an e-mail or a text message in unencrypted form (i.e. instantly readable) because many of our customers are unable to access encrypted (i.e. coded) e-mails or texts. This means that such message, if misrouted or intercepted, could be read more easily than encrypted messages. For this reason, please do not include confidential information or non-public personal information such as credit card numbers or insurance account numbers or passwords, in any unencrypted e-mail or text you send to us.
When you quote or buy insurance on our website, we collect your e-mail address. We do this so that we can send you e-mails concerning your transactions with us.We may also send updates with other information we think you’ll find useful.You can stop these updates by using the links provided in the emails.
We will not share your e-mail address with other companies for their marketing purposes without your consent.
Our security measures help secure your data, so that others cannot access it while in transit. We limit access to our servers and require our employees to adhere to high standards of ethics and integrity in performing their jobs.
Our website contains links to other sites that we do not maintain. We make no warranties or representations about other websites. We recommend that you read the privacy and security policies of these sites.
If you want to opt out of receiving marketing or promotional emails, text messages, mailings, or telephone calls, or want to ask us to delete certain information, please follow the directions in the communications or contact us at the phone number or through the email address set forth below.
If you receive an email from Atlas One Insurance that you're unsure about, please forward it to email@example.com. We'll be able to tell you if it is a legitimate email sent from us.
If you believe you have found a security issue with one of our products or services, please report the issue to firstname.lastname@example.org.
It's helpful if you include your name and contact information with each report.
Please describe the issue in detail, including (for example): the date and time when the issue was first discovered, details needed to reproduce the issue, and a Proof of Concept. Screenshots and videos can also be useful. We will attempt to respond to your report within 10 business days.
We take these reports seriously, so we ask that you keep your findings confidential. Any publication of your findings prior to remediation of the issue may put personal information at risk.